Terms And Conditions
You must accept the following terms and conditions before we allow you access to eurocircle.net. If you do not agree, EuroCircle’s services are not available to you and you you must not use the site. PLEASE READ THESE TERMS OF USE CAREFULLY. IF YOU AGREE, CONTINUE ACCESSING THE SITE.

BY USING ANY OF EUROCIRCLE’S INTERNET-BASED SERVICES, YOU CONSENT AND AGREE TO BE BOUND BY THIS AGREEMENT. IF YOU DO NOT AGREE TO ALL OF THE TERMS OF THIS AGREEMENT, PLEASE EXIT THIS WEB SITE AND DO NOT USE EUROCIRCLE.COM OR ANY RELATED SITE AND SERVICES.

Information Collection and Use
EuroCircle (EC) is the owner of the information collected on EuroCircle.com or EuroCircle.Net. EC collects information from its users at several points on its Web site. Our Privacy Statement addresses the following topics: + What personally identifiable information is collected

+ What organization is collecting the information
+ How the information is used
+ With whom the information may be shared
+ What choices are available to users regarding collection, use and distribution of the information
+ What kind of security procedures are in place to protect against the loss, misuse or alteration of information under the company’s control
+ How users can correct any inaccuracies in the information.

Information Disclosure
EC gathers the following Personally Identifiable Information (PII) at our site:

“Personally Identifiable Information” refers to any information that identifies or can be used to identify, contact, or locate the person to whom such information pertains. This includes information that is used in a way that is personally identifiable, including linking it with identifiable information from other sources, or from which other PII can easily be derived, including, but not limited to, name, address, phone number, fax number, email address, and financial profiles. To the extent unique information (which by itself is not PII) such as a personal profile, unique identifier, and IP address is associated with PII, then such unique information will also be considered PII. PII does not include information that is collected anonymously (i.e., without identification of the individual user) or demographic information not connected to an identified individual.

“Third Party PII” includes PII that is collected by EC via the Site from a person other than the person to whom it pertains or whom it identifies.

After reading our privacy statement, you should have no questions about why you are giving us your name, email address, company name, and other information.

Collection and Use of Information
EC collects the following information at our website’s Forum Registration page (registration as a Member) such as your first and last name, email address, company, title, address, city, state, zip code, country, professional role, occupation, office phone, mobile phone, and primary EuroCircle location. Only first and last name, email, gender, country of origin and EuroCircle city (or “my city is not listed”) are required to become member.
This information is used to send you personalized information about the events you express interest in and the location(s) you choose. We prefer sending all information about the events by email. Your postal address will only be used if we need to contact you at your request or there is a problem processing your request.

You will create a password upon completing the registration process. You are responsible for maintaining the confidentiality of the password, and are fully responsible for all activities that occur under your username and password. You agree to immediately notify EC of any unauthorized use of your username or password or any other breach of security. You agree that EC cannot and will not be liable for any loss or damage arising from your failure to comply with this Section.

Sharing of Information
We do not share your actual personal information with any third parties.

Aggregate Information (non-personally identifiable)
We may share aggregated demographic information with our partners and advertisers. This is not linked to any PII. If this happens, a detailed description will be inserted in the privacy statement.

Information posted to Member Area functions of EC, such as the Message Boards or Private Messages, may be accessed by other people and non-affiliated companies. You may use the features of the Member Service to give others access to your information, including contact information. Please remember that these sections are an “open forum”, accessible to all registered members. Should you choose to reveal your email address to another registered or non-registered member, you accept full responsibility for any possible consequence of this disclosure. You accept responsibility for understanding the user interface. You also accept that EC has not validated user’s identities, and that users may not be whom they claim to be.

Legal Disclaimer
Though we make every effort to preserve user privacy, we may need to disclose personal information when required by law wherein we have a good-faith belief that such action is necessary to comply with a current judicial proceeding, a court order or legal process served on our Web site.

Business transitions
In the event EC goes through a business transition, such as a merger, being acquired by another company, or selling a portion of its assets, users’ personal information will, in most instances, be part of the assets transferred. Users will be notified via email 30 days prior to a change of ownership or control of their personal information. If as a result of the business transition, the users’ PII will be used in a manner different from that stated at the time of collection they will be given choice consistent with our notification of changes section.

Choice/Opt-out
Users who no longer wish to receive our newsletter and promotional communications may opt-out of receiving these communications editing their account preferences under the “Preferences” section of the “Member Area”.

Users of our site are always notified when their information is being collected by any outside parties. We do this so our users can make an informed choice as to whether or not they should proceed with services that require an outside party.

EC Mailing List
In conformity with internationally accepted principles, EC follows the rules of the Double Opt-In: Users must first complete the Mailing List sign-up procedure (first Opt-In), then respond to a confirmation email that was sent to them (second opt in) in order to be placed on the mailing list. During the mailing list sign-up process, the user’s first and last names and email address are asked, as well as their primary EuroCircle location, countrt of origin and their gender. This information is necessary for EC to be able to send the user the correct EC newsletter and event notifications.

Cookies
A cookie is a piece of data stored on the user’s computer tied to information about the user. [Usage of a cookie is in no way linked to any PII while on our site.] We use [both] session ID cookies [and] persistent cookies. For the session ID cookie, once users close the browser, the cookie simply terminates. A persistent cookie is a small text file stored on the user’s hard drive for an extended period of time. Persistent cookies can be removed by following Internet browser help file directions.

By setting a cookie on our site, users would not have to log in a password more than once, thereby saving time while on our site. If users reject the cookie, they may still use our site. The only drawback to this is that the user will be limited in some areas of our site.

Log Files                                                                                                                                                                                                                                                               Like most standard Web site servers we use log files. This includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and number of clicks to analyze trends, administer the site, track user’s movement in the aggregate, and gather broad demographic information for aggregate use. IP addresses, etc. are not linked to PII. [IP addresses are tied to PII to enable our Web-based service.]

Communications from the Site
New Member registration double Opt-In: All new members must first complete the Become a Member registration process (first Opt-In), then respond to a confirmation email (second Opt-In) in order to become a registered Member of the EC website.

We reserve the right to send established members occasionally information on our events, special activities/deals we’d like them to know about, and updates on our services. EC is both a business networking organization as well as a corporate event sponsor especially for financial community.

We also reserve the right to send our members information on our events, special activities/deals from our partners.

Service Announcements
On rare occasions it is necessary to send out a strictly service related announcement. For instance, if our service is temporarily suspended for maintenance we might send users an email. Generally, users may not opt-out of these communications, though they can unsubscribe from our mailing list. However, these communications are not promotional in nature.

Customer Service
We communicate with users on a regular basis to provide requested services and in regards to issues relating to their account we reply via email or phone.

Links
This Web site contains links to other sites. Please be aware that we, EUROCIRCLE, are not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every Web site that collects PII. This privacy statement applies solely to information collected by this Web site.

Surveys
From time-to-time our site requests information from users via surveys. Participation in these surveys completely voluntary and the user therefore has a choice whether or not to disclose this information. The requested information typically includes contact information such as home phone#, and demographic information such as gender. Contact information will be used to notify the winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of this site. Users’ PII is not shared with third parties unless we give prior notice and choice. Though we may use an intermediary to conduct these surveys, they may not use users’ PII for any secondary purposes.

Security
This Web site takes every precaution to protect our users’ information. When users submit sensitive information via the Web site, their information is protected both online and off-line.

We also do everything in our power to protect user-information off-line. All of our users’ information is restricted in our offices. Only persons who need the information to perform a specific job are granted access to PII. Furthermore, the EC staff are kept up-to-date on our security and privacy practices. Every year, as well as any time new policies are added, our staff are notified and/or reminded about the importance we place on privacy, and what they can do to ensure our users’ information is protected.

If users have any questions about the security at our Web site, users can contact EuroCircle.

We will use reasonable efforts to comply with this privacy policy and will take prompt corrective action when we learn of any failure to comply with our privacy policy. In light of the complex and constantly changing nature of internet technology, EC does not guarantee error-free performance under this privacy policy. EC shall not be liable for any incidental, consequential or punitive damages relating to this privacy policy. This policy may change from time to time, and any changes are binding on you. We encourage you to visit this site from time to time to review the most updated policies.
Once you have signed up as a EC user, even if you later cancel your userid, any personal data previously collected remains the property of EC.

EC cannot guarantee the security or accuracy of personal data. NO PERSONS UNDER THE AGE OF EIGHTEEN ARE PERMITTED TO USE EC.

Chat Rooms, Forums, and Message Boards
Users who choose to disclose PII online through Chat Rooms, Forums, and Message Boards makes the information submitted public information; such disclosure may increase their chance of receiving “spam” or unsolicited email. Please be extra-careful and use your discretion when disclosing information online.

Correct/Update
If a user’s PII changes (such as zip code, phone, email or postal address), or if a user no longer desires our service, we provide a way to correct, update or delete PII. This can usually be done at the Modify Your Account page (link) or by emailing us at info@eurocircle.com. Or, contact us by telephone or postal mail at the contact information listed below.

Notification of Changes
If we decide to change our privacy policy, we will post those changes to this privacy statement, the homepage, and other places we deem appropriate so our users are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. We will use information in accordance with the privacy policy under which the information was collected.

If, however, we are going to use users’ PII in a manner different from that stated at the time of collection we will notify users via email. Users will have a choice as to whether or not we use their information in this different manner. However, if users have deleted their account, then they will not be contacted, nor will their personal information be used in this new manner. In addition, if we make any material changes in our privacy practices that do not affect user information already stored in our database, we will post a prominent notice on our Web site notifying users of the change. In some cases where we post a notice we will also email users, who receive communications from us, notifying them of the changes in our privacy practices.

Limitation Of Liability And Indemnity
USE OF THE EUROCIRCLE SITE IS CONTINGENT UPON ACCEPTANCE OF THIS PRIVACY POLICY AND ALL OF THE TERMS IN IT.
THE MATERIALS IN AND/OR ON THIS SITE ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, EUROCIRCLE DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. EUROCIRCLE DOES NOT WARRANT THAT THE FUNCTIONS AND/OR SERVICES OF EUROCIRCLE RELATED WEB SITES, SOFTWARE, OR OTHER MATERIAL WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT SUCH SITES OR THE SERVERS THAT MAKE THEM AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. EUROCIRCLE DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS, FUNCTIONS, OR SERVICES IN OR PROVIDED BY SUCH SITES IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU (AND NOT EUROCIRCLE) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION. APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

UNDER NO CIRCUMSTANCES, INCLUDING (BUT NOT LIMITED TO) NEGLIGENCE, SHALL EUROCIRCLE BE LIABLE FOR ANY DAMAGES (INCLUDING, BUT NOT LIMITED TO, INCIDENTAL, INDIRECT, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES) THAT RESULT FROM THE USE OF, THE INABILITY TO USE, OR THE CORRUPTION OF MATERIALS STORED ON, STORED IN, OR PROVIDED BY ITS SITES, EVEN IF EUROCIRCLE OR A EUROCIRCLE AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOU FURTHER AGREE THAT WE WILL NOT BE RESPONSIBLE TO YOU FOR ANY DAMAGES (INCLUDING, BUT NOT LIMITED TO, INCIDENTAL, INDIRECT, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES) OR ANY LOSSES YOU MAY INCUR IN CONNECTION WITH OUR SYSTEM OR ANY OF THE DATA OR OTHER MATERIALS TRANSMITTED THROUGH OR RESIDING ON OUR SYSTEM, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE OR LOSS.

Contact Information
If users have any questions or suggestions regarding our privacy policy, please contact us by filling out our contact form.